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Special Event Insurance


Event Cancellation Insurance

When it comes to a special event, the spending begins when the planning begins. To secure necessities like equipment rentals, vendors and entertainment, you’re likely placing deposits and signing contracts long before the party starts. So remember that expenses add up quickly and most aren’t refundable.

If you have to cancel or postpone your event due to unforeseen circumstances, Event Cancellation Insurance covers non-refundable deposits and non-reimbursable expenses.

Examples of unforeseen circumstances

  • Extreme weather
  • Accident
  • Illness
  • Military deployment
  • Vendor goes out of business

Markel Event Cancellation Insurance even covers you if you choose to go forward with your event despite unexpected setbacks, and you’re running up expenses to make last-minute changes.

Save 15% on your premium when you add an Event Liability policy to your one-time event insurance policy. Get total protection and a discount. (AK and FL discount is 10%.)

Check Off the Box Next to Responsibility

Markel Event Cancellation Insurance can be tailored to meet the specific needs of your event, either with special policy limits or by including Event Liability Coverage. Take a look at some of the areas of coverage we offer.

Full Event Cancellation or Postponement

If you are facing a necessary cancellation, our policy will provide reimbursement for deposits forfeited and contracted charges. Included services are transport, catering, property and equipment rentals, venue rental, accommodations including travel and hotel, special attire, event photography, event videography and entertainment.

Loss of Deposits

The bulk of your expenses prior to the day of your event are the deposits made to vendors to guarantee their services. If a vendor is a no-show, goes out of business or fails to provide the contracted services, Markel can reimburse you for those non-refundable costs.

Event Photography & Videography

In the event that your professional photographer doesn’t show up, we make sure it’s not a total loss. Markel will cover you for the amount in your contract. We also cover you for loss or damage to the original film or digital files before you receive them, including video.

Special Attire

If the guest of honor’s attire is lost or damaged prior to the event, we pay the cost to repair or replace it. If it cannot be altered or replaced, we’ll reimburse the cost to rent alternative attire.

Special Gifts

For seven days prior to and following your event, we cover the cost to repair or replace lost or damaged gifts. Gifts are covered while at the insured or honoree’s home as well as in a locked vehicle.

Extra Expenses

Cancellation of your event should be your last resort. Our coverage ensures that you have the option to make last-minute changes so your event can go on.

Professional Counseling

Planning a large event can be an emotionally taxing time. If a medical professional recommends counseling due to the cancellation or postponement of your event, we’ll cover the cost of therapy for up to one year from the date of the event.